Shares
Shares (Savings)
This is your primary saving account. A minimum balance of $25.00 must be maintained in your shares. This is a perfect way to save! You can have a payroll deduction placed directly into your shares to save for a rainy day. Your share account will earn dividends which are paid quarterly.
Please remember to conduct some activity on your account at least once a year to keep it active. A small deposit, withdrawal or address update is all that is needed to keep your account from being charged an inactivity fee of $2.00 per month. If you notice an inactivity fee on your account statement, please contact the office.
Share Draft (Checking)
This is your primary checking account. It is a no-fee chekcing account with unlimited use. Free overdraft protection for your shares is available. A minimum balance of $5.00 must be maintained in your shares. You can have a payroll deduction placed directly into your share draft account for your convenience.
Debit cards are also available for your share draft account. Access your share draft account anywhere that accepts VISA. Works like a MAC card at an ATM machine, and takes the place of writing a check at point of sale. Minimal annual fee.
Funds Availability Policy
