Savings

Shares (Savings)

This is your primary saving account. A minimum balance of $25.00 must be maintained in your shares. This is a perfect way to save! You can have a payroll deduction placed directly into your shares to save for a rainy day. Your share account will earn dividends which are paid quarterly.

Please remember to conduct some activity on your account at least once a year to keep it active. A small deposit, withdrawal or address update is all that is needed to keep your account from being charged an inactivity fee of $1.50 per month. If you notice an inactivity fee on your account statement, please contact the office.

Christmas Club

Our Christmas Club is a great way to take the stress out of the holiday buying season. The funds are transferred to your share account the third week of October. You can make deposits at your convenience, no minimum balance is required. Request a payroll deduction for a worry free Christmas! Yes, your Christmas club also earns dividends that are paid quarterly.

Vacation Club

A cruise in the Bahamas, a week on the beaches of Hawaii, or a weekend at a resort. Take that trip you've been wanting! Our vacation club makes it easy to save for that vacation that you deserve! You work hard, give yourself a break, you've earned it! No minimum balance is required.

VISA Payment Club

Using payroll deduction, have your credit union VISA bill paid automatically. When you deposit the amount necessary per pay period to meet your minimum monthly payment, the office will make your payment in a timely manner. This will not only save you time, but will save you the cost of the check and postage. No minimum balance is required.

Miscellaneous Clubs

Education
Home Improvement

Taxes
College

Insurance
Computer

Family
Kids

All your club accounts earn dividends, paid quarterly.
No minimum balance is required.

IRAs (Individual Retirement Account)

Traditional, Roth, and Educational. Your credit union covers all administrative costs, so there are no fees charged to you, and we offer competitive rates. Talk to us, and we'll help you plan for your retirement needs.

Certificate of Deposit ¹

Share Certificates. These are higher yield, time deposits. Rates and terms vary. A terrific way to grow your money.


¹There may be a penalty for early withdrawal of certificates.

U.S. Savings Bonds

U.S. Savings Bonds can now be purchased directly from the Department of Treasury at Treasury Direct Online. Due to the Department of Treasury eliminating over the counter sales of paper savings bonds, they are no longer available for purchase at your credit union.