| Loan Protection |
| The Erie Times Federal Credit Union has been providing valuable Loan Protection Insurance on eligible member loans at no direct cost to you. After careful consideration of all factors involved, on June 30, 2009, all coverage provided by the Loan Protection policy will be cancelled. Please download this letter for full details on this matter. |
| Credit Disability |
| We offer monthly renewable credit disability insurance for your loans, which will cover your payments if you are off work due to an illness or injury for at least 30 days. The monthly premium will be added to the loan on the last business day of each month. This eliminates waiting for insurance refunds. It does not alter your stated monthly payment. |
| Credit Life |
| Credit life on Visa Credit Cards. For a modest fee, you may get this coverage for the primary borrower. With a slight increase in the fee, the joint borrower on the card may also be covered. In the event of the death of a covered borrower, the account will be paid in full. |