What is a credit union?

A Definition

Credit unions are not for profit cooperatives. Unlike other financial institutions, when you join a credit union, you become part owner. This means when the credit union earns money it is returned to you, the "owner", in the form of dividends on share saving accounts, competitive loan rates and a wide range of services to help meet your changing financial needs. Your credit union is democratically controlled and relies on you, the member/owner to provide direction and to help set policy. Remember...as a member/owner, you have voting rights!

Who are we?

Our credit union was organized in 1935, and is the oldest federal credit union in the area. Alice Pierbaum, who worked at the newspaper, was instrumental in organizing the credit union for the benefit of her peers. She ran the operations out of her office for several years. At that time, the only services that were offered to the member were savings accounts, payroll deductions and personal loans. From these humble beginnings, with the dedication of a few forward-thinking leaders, the credit union has seen tremendous growth and continuously improving services. Our policy is "Once a member, always a member."


Mission Statement:

Our credit union will provide the best possible services at competitive rates to achieve financial security for both the credit union and its members. In order to become our member's PRIMARY FINANCIAL INSTITUTION.

Our Office

Where you are always welcome

Feel free to stop into our office at any time during business hours. We will be happy to help you with any financial needs. We strive to be your primary banking institution.

Need a loan? Want to start a vacation club? Thinking about payroll deduction? We are here to help you. Appointment appreciated, but not necessary.

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Not for profit, not for charity, but for service.